Health insurance shouldn't feel like a maze. I'm Jorge Soba, a licensed advisor who lays your options side by side, explains them in plain English, and helps you enroll with confidence. Whether you're starting fresh or rethinking a plan you already have, you'll have a real person in your corner.
New to coverage or rethinking a plan you already have — either way, I've got you. No jargon, no pressure.
Health plans and ACA / Marketplace coverage that fit your household, doctors, and budget — with subsidy help.
Flexible plans built for 1099 income or lost coverage — get protected fast, without overpaying.
Advantage, Supplement, Part D, plus dental and vision — guidance so you choose with confidence.
The plan you want is the one that actually covers you when you need it. I compare strong options across carriers and walk you through the real differences — in plain language.
Bring what you already have. I'll tell you straight whether it's still your best move — and if it is, I'll say so. No switching just to switch.
Too many people get handed a policy they never understood. That's not how I work.
I work for you, not one carrier — comparing multiple companies to fit your needs and budget.
No jargon, no pressure. You'll understand exactly what you're getting and why it fits.
Getting advice and enrolling through me costs you nothing. Ask me anything.
You get me — a licensed advisor who answers, follows up, and is here all year.
No. Getting advice, comparing plans, and enrolling through me is free to you. I'm compensated by the carrier when you enroll — the plan costs the same either way.
A PPO lets you see any doctor, including specialists, without a referral and offers out-of-network coverage — usually at a higher premium. An HMO uses a primary-care doctor and referrals within a network, with lower costs but less flexibility. I'll help you weigh which fits how you actually use care.
Often, yes — especially with a qualifying life event (job change, moving, losing coverage, marriage, a new baby). Some coverage options are available year-round. Tell me your situation and I'll let you know your options.
Yes. A quick review often finds gaps or savings — and if your current plan is already your best fit, I'll tell you that honestly. No pressure to change.
That's the point. You'll have my direct line for questions, claims help, and changes — this year and next. You call me, not a hotline.
Independent, licensed help comparing and managing your health coverage — for new and existing clients. I sit with you, compare your real options, and make sure you know exactly what you're getting before you commit to anything.
You'll always reach a real person. When you have a question next month or next year, you call Jorge Soba directly.
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